Terms of Use
NOW updated to include Angel Use and S4O (Scrap for Others) permissions, and is retroactively applied to any of my products that you have purchased in the past.

All of my products are created at 300ppi and saved as either high resolution jpgs, or as png files in order to preserve transparency.

Personal Use:
You are permitted to use these designs under the following conditions:

You may:
- Use all graphics and images within the kits and all other downloaded elements for personal use as long as proper credit and a link back to my store is provided for any publication, whether in a gallery, forum, or print publications.
- Use the kits and/or elements for scrapbooking submissions and publications, providing that proper credit to is always given.
- Print out the elements for your paper layouts or card-making and other craft things you might create for your own personal use.
- Adjust the elements from the kit in respect to color, size or by cropping and combining them. Credit is still required for any and all altered graphics.
You may NOT:
- Claim these graphics as your own.
- Alter the graphics to create derivative works and then claim them as your own.
- Turn any graphics into tubes, stamps, or brushes and claim them as your own.
- Share or redistribute these graphics in ANY way, shape, or form – electronically, or print.
- Offer these graphics for download, or otherwise include them in ANY email group or newsgroup for download or copying.
- You may not repack/recolour etc my products and give them as freebies or offer them for resale.

Angel Policy/S4O (Scrap for Others):
You are permitted to use these designs under the following conditions:

General:
• This license does not extend to commercial organizations, publishers or for mass reproduction by a manufacturing company.
• This license does not extend to products that you create FOR third-party commercial organizations, publishers or for mass reproduction by a manufacturing company.
• This license is NOT transferable.
• Copyrights to the products are still held by Joanne Bain – Joanne Bain design.
• There is no additional fee for these uses.
• You may back these files up on CDs, DVDs, flash drives or EHDs- for your OWN use. They are not to be shared/given to any other person or entity.
• You may use my products to create your personal website or blog, but you must set up the webpage(s) so that my graphics are not able to be “snagged” or saved by and used by anyone visiting the site.  For this use, proper credit should be given on your web page  “Digital papers and embellishments created by Joanne Bain designs”. 
• You may not include my products in any free or paid online collections, CDs/DVDs, sold or redistributed in any way including sharing by email, file sharing groups, peer-to-peer networking, chats, etc.

Angel Use Policy:
• Products may be used for digital creations and print creations.
• You may use these designs in your small home-based business, to create projects such as candy wrappers, recipe cards, greeting cards, invitation, jar labels, note cards, gift bags, party sets, calendars, collages, etc.
• Projects using these designs may not be mass-produced or distributed. This license allows for up to 100 copies of one design, per calendar year.
• There is no extra fee for Angel Use.

S4O (Scrap for Others) Policy:
• You may use my products to create custom scrapbook layouts or albums for clients, but not mass production; ie: individual layouts or albums for individual clients are the accepted use.
• You may use my quick page albums, pages, or photocards to create a project for your clients.
• Any/all digital layouts created with my products must either be delivered to your client in a tangible, physical (printed) form, or a flattened jpg file (in cases where the product or delivered electronically via the web, email or DVD).
• There is no extra fee for Scrap-for-Others use.
S4H and S4O’s is when you are scrapping at a request of what a ‘client’ asks of you. You may NOT sell my products as quick pages up in a store.

Example of correct use is:  If a customer comes to you on a one on one basis and asks of you to make a quickpage album then that is fine. (e.g. Scrapping pages for paying clients using their photos and passing on a printed or flattened JPG.)

Example of IN correct use:  A quick page that is up in store ready for anyone to purchase is NOT! Selling in bulk through a shop, is considered commercial selling.

General Restrictions:
• You may not use my products to create templates for sale.
• You may modify my products (color, size, etc.) but you may NOT claim them as your own.
• My products may not be converted for use as rubber stamps, craft kits, printed scrapbook kits, shapes, templates, tubes or brushes for use with software programs, or redistributed in any way.
• My products may not be used for any “print on demand” purposes (ie: Cafe Press, Etsy,  etc.).
• My products may not be used for electronic greeting card websites.
• My products may not be used for creating other competing products, (ie:scrapbook kits,  quick pages, etc.).

If you are still unsure about the Terms of Use that accompany these products, please email me with your specific questions and I will get back to you as soon as possible. 

Credits:
Credits for the use of my products in your finished projects is always appreciated by certainly never required.

DISCLAIMER:
Joanne Bain Designs will not be held liable for losses or damages that arise from the use of the downloaded material.

Thank you for your interest in Joanne Bain Designs. If you ever have any comments or questions about my products, please do not hesitate to contact me at mjbain@ozemail.com.au